Scheduled benefits
Benefits are typically tied to covered injuries, treatments, or services listed in the policy.
Guardian Life & Wealth
Supplemental insurance
Add financial support after a covered accident
Accident policies may pay defined benefits for covered injuries or services, helping with costs that medical insurance may not fully address.
Accident supportAdd financial support after a covered accident
How supplemental accident coverage works
Cash benefits
Payments are generally made according to contract terms rather than reimbursing every medical bill.
Coordination
Review how the coverage fits with medical insurance, disability coverage, emergency savings, and employer benefits.
Personal guidance
Talk with a financial professional
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Start a consultationImportant information
Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.