SMS program terms

Guardian Life & Wealth Messaging

Separate optional programs cover requested service communications and promotional or educational messages. Choose either, both, or neither.

Service program

Guardian Life & Wealth Service Messaging

Opted-in customers may receive recurring SMS/MMS from Guardian Life & Wealth about a consultation request, appointment reminders, and requested service updates. The content sent must remain consistent with the service campaign registered with the messaging provider and carriers.

Marketing program

Guardian Life & Wealth Educational & Marketing Messaging

Customers who separately opt in may receive recurring automated promotional and educational SMS/MMS from Guardian Life & Wealth about insurance, retirement, wealth-planning resources, and related offers. This program uses its own separate unchecked consent control so promotional or educational texts are not bundled with service messaging.

Frequency and rates

Message frequency varies

Message frequency varies. Message and data rates may apply. Your carrier's messaging and data charges may apply according to your wireless plan.

Consent

Each SMS program has its own optional choice

The service-text and marketing-text checkboxes are separate, optional, and unchecked by default. SMS consent is not required as a condition of purchase or to submit an unrelated consultation or contact request. Consent applies only to the program described beside the selected checkbox and is not automatically transferred to another campaign.

STOP and HELP

Control the program from your handset

Reply STOP to opt out. You will receive a confirmation that recurring SMS messages from the program have stopped. Reply HELP for help. You can also use the Guardian Life & Wealth Contact Center.

Carrier delivery

Wireless carriers are not responsible for delayed or undelivered messages

Message delivery is subject to carrier networks, device settings, filtering, and other factors outside the website's control. Carriers are not liable for delayed or undelivered messages.

Privacy

Mobile opt-in information is not used for third-party marketing

We do not sell or share SMS opt-in data, mobile numbers, or messaging consent with third parties or affiliates for their own marketing or promotional purposes. Review the full Privacy Policy.

Calling boundary

SMS consent is not calling consent

SMS consent does not authorize marketing or automated voice calls. A requested phone follow-up is limited to responding to the consumer's request. Any separate marketing, prerecorded, artificial-voice, or automated calling program requires its own consent analysis, do-not-call controls, and provider registration.

Registration evidence

Representative messages

These examples identify Guardian Life & Wealth and reflect the intended website opt-in. Actual campaign samples submitted to a provider must match the real production messages.

Sample 1

Guardian Life & Wealth: We received your planning consultation request and will follow up based on your selections. Reply HELP for help or STOP to opt out.

Sample 2

Guardian Life & Wealth: Reminder: you asked us to follow up about your planning consultation. Reply HELP for help or STOP to opt out.

Sample 3

Guardian Life & Wealth: Explore the planning resource you requested: [approved link]. Message frequency varies. Reply HELP for help or STOP to opt out.

Service opt-in confirmation

Guardian Life & Wealth: You are subscribed to recurring service texts about your consultation request, appointment reminders, and requested service updates. Message frequency varies. Message and data rates may apply. Reply HELP for help or STOP to opt out.

Marketing opt-in confirmation

Guardian Life & Wealth: You are subscribed to recurring promotional and educational texts about insurance, retirement, wealth-planning resources, and related offers. Message frequency varies. Message and data rates may apply. Reply HELP for help or STOP to opt out.

HELP response

Guardian Life & Wealth: For help, visit our Contact Center at /contact-us. Message and data rates may apply. Message frequency varies. Reply STOP to opt out.

STOP response

Guardian Life & Wealth: You have been unsubscribed from this messaging program and will receive no further recurring messages from it. Visit /contact-us for help.

Registration boundary

This page documents the public opt-in contract. Messaging should not be activated until the legal business name/DBA, website, support details, campaign description, samples, sending numbers, provider registration, opt-out handling, and operational suppression rules are all verified and consistent.