Dental education

How to compare dental plans

Look beyond the monthly premium and compare networks, deductibles, annual maximums, waiting periods, procedure categories, frequency limits, and out-of-network rules.

Compare dental plansHow to compare dental plans

Plan details to compare

Network

Confirm the dentists and specialists you want are currently in-network for the specific plan.

Coverage formula

Preventive, basic, and major services can use different cost-sharing percentages and classifications.

Annual maximum

Understand the maximum benefit the plan may pay during a benefit year and which services count toward it.

Waiting periods

Some services may not be covered until a waiting period has passed.

Personal guidance

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Important information

Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.