Covered diagnoses
Conditions, severity thresholds, recurrence rules, and exclusions are defined by the policy.
Guardian Life & Wealth
Group critical illness
Add cash benefits around covered critical illness events
Critical illness coverage may provide a lump-sum or scheduled benefit when a covered diagnosis meets the policy definition.
Critical illnessAdd cash benefits around covered critical illness events
Plan details to review
Benefit amount
Employer plan design can determine available benefit levels and employee elections.
Evidence
Claims generally require diagnosis evidence through secure approved channels.
Important information
Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.