Group hospital indemnity

Provide defined benefits for covered hospital events

Hospital indemnity coverage can add cash benefits around covered admissions, confinement, or related services.

Hospital benefitsProvide defined benefits for covered hospital events

Plan design considerations

Admission benefit

Plans may provide a defined benefit for an eligible hospital admission.

Confinement benefits

Daily or other scheduled benefits can apply based on covered inpatient events.

Limits and exclusions

Maximums, exclusions, pre-existing condition rules, and other limitations vary by plan and state.

Important information

Educational content only. Insurance products, underwriting, premiums, contract provisions, exclusions, riders, availability, and guarantees vary by carrier, product, state, and applicant. Guarantees depend on the claims-paying ability of the issuing insurer.